Tomorrow, we get to go to the voting polls to decide between Gene Taylor and Steven Palazzo for Republican Congressional candidate. I know everyone is tired of the robo calls, but this one is not some silly “like”. This is one of several direct contacts I’ve had with Gene Taylor while he was in Congress.
Like many Katrina survivors, I applied for, and was approved for a loan to replace my destroyed house. This was not a handout, it was a loan to be repaid with interest. I was approved for $200k. About six months later, I found a house for sale for $120K. The realtor suggested we schedule closing for much later than would be necessary for a commercial mortgage company because “SBA was running slow”. I filled out and filed all the paperwork stack the SBA needed for the home (including appraisal, etc.). Keep in mind, I had been pre-approved for $200K, and only wanted to borrow $120K. Even though we were living in a tiny 900 square foot place, we scheduled closing for twice the normal, commercial mortgage processing time.
We arrived at the scheduled closing only to find that the SBA had not sent the paperwork or the check. After a call to them reassured me that they just needed a few more signatures, and all the paperwork was in order, we reschedule closing a month later. However, the people we were buying from had already closed on their new house and had moved out of what was supposed to be ours. We arranged to pay their mortgage and insurance payments while we were waiting, and began to move in. After all, it would only be one month of this. You guessed it, we got a call the day before the second scheduled date that the paperwork still lacked a few signatures, and we should reschedule for a few weeks later. We rescheduled for a month later, and I started calling each week to check progress. Continue reading “Election Day Facebook cross post | Vote for Gene, Its Important”