Enter stage left: Rachel Savoy – seasoned adjuster of the policyholder’s claims under both their Flood and State Farm policies (Taranto v State Farm)
Q: …Can you give me a description of what, in you experience and knowledge of adjusting claims, what does concurrent causation mean to you in handling a claim?
A: Any loss that occurs with the covered loss and a non-covered loss whether it be before or after or during is not covered. [Exhibit C; Savoy depo at pp. 32-33; http://bit.ly/bAjCJ1].
Savoy further explains the application of the concurrent cause part of the policy,
Q. OK and when you say that something is not covered if the cause of the loss is combined to create a loss in any sequence of events; is that correct?
A. That’s my understanding.
Q. Ok. And is that a method with which you have applied the concurrent causation exclusion over your experience over the eleven, twelve years?
A. Yes. [Exhibit C; Savoy Depo at p. 33; http://bit.ly/aOCPI8].
Compliments of Anita Lee’s blog in the Sun Herald, we have An entertaining legal brief? You bet. The briefs – Plaintiffs’ Response Brief in Opposition to Motion for Summary Judgment (Toranto et al v State Farm) and Plaintiffs’ Response Brief in Opposition to Motion for Summary Judgment (Flores et al v State Farm) are as solidly grounded in law as they are innovative in format. Plaintiffs in both cases are represented by Mississippi attorney Darryl Gibbs with Louisiana’s John Denena Pro Hac Vice. Continue reading “Grab the popcorn – Video depositions of State Farm adjusters hyperlinked in plaintiffs' Response”