Fortify Your Castle Part Deux: The Mississippi Windpool finally recognizes the building code.

Three and a half years in the making, policyholders that build in communities with the latest building codes will receive a discount. Homeowners who retrofit their houses will also get a discount. Anita Lee has the story from a bit over a week ago:

Changes coming July 1 to the state wind pool will reward communities that have adopted and are enforcing stronger building codes.

The wind pool will offer discounts to businesses and homeowners with structures built to stronger standards.

Wind pool board member Dave Treutel of Bay St. Louis said the South Mississippi insurer of last resort also will for the first time offer residents alternate-living-arrangements reimbursement when a mandatory evacuation has been declared. In addition, he said, policies will be easier to read.

Residents who live in homes built before stronger standards were adopted can receive discounts on premiums by retrofitting their homes. Those discounts will range from 12 to 30 percent.

“We’re recognizing those, and crediting those who have done well,” Treutel said, “not beating those who haven’t. But in reality, communities that haven’t had strong codes will not do as well.” Continue reading “Fortify Your Castle Part Deux: The Mississippi Windpool finally recognizes the building code.”

New Flood Maps for NOLA. Familar headaches for the slabbed

I’ve been keeping one eye on the evolution of the new flood maps for the New Orleans area since their release in February. Complicating matters are ongoiong flood control projects which make City approval of the maps anytime soon unlikely. And once again we see the tug war between wind mitigation and flood mitigation. David Hammer filed the story for the Times Picayune: (h/t Mr CLS)

Earthea Nance of the city’s Office of Homeland Security said the maps are getting more outdated each day. In the two years since the snapshot, new and rebuilt flood protection has further reduced most homeowners’ risks. And two years from now, the Army Corps of Engineers is scheduled to finish building and restoring levees, floodwalls and pumps designed to protect most of the city from a so-called 100-year storm — a storm with a 1 percent chance of happening in a given year.

For some, particularly in neighborhoods such as Lakeview, the maps show their risk has abated and if the city would adopt the FEMA maps, huge savings on flood-insurance premiums would follow. But those residents will have to wait. The City Council didn’t want to adopt the maps and force others in areas where flood risk has increased, like the Lower 9th Ward and parts of Gentilly, to elevate now when adequate protection should be in place in a couple of years. Continue reading “New Flood Maps for NOLA. Familar headaches for the slabbed”