Louisiana Citizens Insurance Shedding Customers Plus New Markets Opening

Citizens Insurance is the Louisiana equivalent of the Mississippi Wind Pool.  Due to incentives passed by the legislature private carriers are taking over 30,000 policies. However, as Rebecca Mowbray reports, things aren’t quite as simple as transfering the policies to a private carrier.

Responsibility for about 30,000 homeowners insurance policies is expected to be transferred from Louisiana Citizens Property Insurance Corp. to private insurers that won incentive grants from the state starting on June 1, shrinking the state-sponsored insurer of last resort to nearly its pre-Katrina size.

In addition, two of the five companies that won millions of dollars in matching grants from the state have begun selling homeowners policies to the public, and others are expected to follow later this summer.

John Wortman, chief executive of Citizens, said the group plans to offer a second “takeout” round in the fall, when private companies can bid to take over policies in Citizens. Continue reading “Louisiana Citizens Insurance Shedding Customers Plus New Markets Opening”

Meanwhile the Grass Lawn Vote is on Tap

Today’s council meeting ought to be very interesting after the public outcry over the last Grass Lawn vote. Woe to the councilmen who let politics get in the way of good judgement.  Ryan LaFontaine again has the story:

The City Council will reconsider a controversial grant today to help rebuild the antebellum Grass Lawn mansion. 

Last month the council surprisingly voted against a budget amendment to fund the building of a replica Grass Lawn on the property.

The mansion, built in 1836, was so revered by Gulfport that the home had a place on the city’s official seal.

The city already has insurance and FEMA money to rebuild Grass Lawn and the council recently voted unanimously to award a design contract to architect Frank Genzer. Continue reading “Meanwhile the Grass Lawn Vote is on Tap”

Gulfport Library Demo Delayed

The board of supervisors are going the extra mile checking with the Department of Archives & History to be certain the building isn’t legally historic before awarding the demolition contract. Ryan LaFontaine at the Sun Herald has the story.

The old downtown library lives on, at least for a few more days. 

The Harrison County Board of Supervisors was expected to hire a demolition firm Monday to break the old library to pieces and haul it off the beachfront property.

However, the county decided to delay the move until it hears back from the state Department of Archives & History on whether the old building has any historical value.

County officials said a report from FEMA determined the building had little historical value, but to be sure, the supervisors voted unanimously to check with the state Archives & History. Continue reading “Gulfport Library Demo Delayed”

New Gene Taylor Interview: Vote on Multi-peril Coming Next Week

Rep. Taylor was on Newswatch This Week yesterday evening discussing a wide variety of topics including Multi Peril Insurance and which candidate he supports as a super delegate. Thanks Cowboy for the video.



About that State Farm Shredder Truck……

By the Spring of 2006 I had settled my insurance claims and we began planning the rebuilding process that continues to this day. The practice was overloaded with work as my flooded out construction clients were booming with rebuilding related business. I still remember that day in the late spring of 2006 when Steve called my cell phone, “The shredder truck is at (the State Farm) office”. He told me he had noticed the truck there more than once.  This office like all State Farm offices in Bay-Waveland were flooded out just 7 months before.

By March of 2006 State Farm had denied most of the claims for wind coverage where there was also flood damage. In that instance, State Farm would have also previously adjusted the flood claim and paid it. This detail is worth noting now because it is important to the concept of “double-dipping” where an insurer gets to take credit for NFIP payments even if it over apportioned total damage to NFIP (more on that a bit later).

As featured in the 4th video clip of the CNN special by Kathleen Koch featured in our memory lane post, by March of 2006 angry policyholders were picketing local State Farm offices. Steve had noticed the shredder truck at one and given what had happened to the policyholders since the fall of 2005, drew the only conclusion his experiences with State Farm would let him. They were destroying evidence in advance of the litigation. To memorialize the event he bought a disposable camera and took some pictures of the truck. He gave them to Zach Butterworth. Continue reading “About that State Farm Shredder Truck……”

The April Report

Since the readership response to the March Report on slabbed was very good I’ve decided to make it a  regular feature. This month I’ll share the post our readers liked plus a bit more about ourselves.

First off is the bit more. We truly appreciate the mentions and referrals we get from other sites like the New Orleans News Ladder, the Negotiation Law Blog, Yall Politics, and Folo. These are quality and very popular sites that generated a large number of referrals to us. Amazingly though, when I rang up the numbers earlier today from April they accounted for 3.6% of our total page views. However, not counted in that 3.6% is our single biggest referrer, wordpress tag searches. That said the overwhelming majority of our visitors (over 90%) come straight here and hail from the heart of the GO Zone. Nowdy and I are honored to be a regular stop on your daily cyber cruise.

Speaking of regular stops we more than doubled our traffic from March which way more than doubled our traffic from the old blogger site. We welcome our new readers. Now for the posts. Continue reading “The April Report”

Stalled Multi Peril Insurance Bill to Get New Push in the Senate

The GOP senatorial contingent from Mississippi and Louisiana are making a renewed push to add optional wind coverage to the National Flood Insurance Program reauthorization bill, S. 2884, currently stalled in the Senate Banking Committee. Michael Newsome at the Sun Herald has the story which uses Senator Wicker as his primary source.

Sen. Roger Wicker said Wednesday he and others are trying to mount another charge to get a multiperils insurance coverage plan to a vote in the Senate, where the measure has stalled.

The multiperils bill, championed by U.S. Rep. Gene Taylor, has passed the House. It would expand the National Flood Insurance Program to cover damage from wind and other damaging conditions associated with catastrophic weather events. Continue reading “Stalled Multi Peril Insurance Bill to Get New Push in the Senate”

Like a Good Neighbor?

In my post that revealed the date the Missouri Qui Tam duo law firms actually met with the Rigsby sisters I noted that Bartimus, Frickleton, Robertson & Gorny had tangled with State Farm before per page 3 of their Response to State Farm’s Motion to Disqualify. Following is an excerpt from the response that mentions the case:

Perhaps State Farm is still smarting from the multi-million dollar punitive damages verdict BFRG obtained against State Farm for malicious prosecution in Missouri courts, recently affirmed on appeal and final. See, Hampton v. State Farm Mut. Ins. Co., — S.W.3d —-, 2008 WL 65107 (Mo.Ct.App. 2007)

Being an inquisitive soul and knowing we’d never hear about a case like this from the blogging insurance defense bar at Insurance Coverage Blog or Folo, I entered the search string in google and up popped the case. As I read the facts I was reminded of a comment left by Bellesouth today on our recent Todd Graves thread:

Why do people defend them knowing that they are all geared up for malicious conduct? What makes people assume that State Farm is pure as the driven snow and the Rigsbys are out to get something for it. Continue reading “Like a Good Neighbor?”

Slabbed Congratulates Women of the Storm and NOLA Universities on Scoring a Presidential Debate

I received the email blast from WWL-AM late this morning that Women of the Storm announced New Orleans would be holding the first presidential debate this year. Congratulations ladies and God Bless your work and mission. Here are some excerpts from the breaking story courtesy of our friends at the Times Picayune:

Internet giants Google and YouTube announced plans today for a major post-convention presidential forum in New Orleans, a move that could provide a national boost for the city after it was spurned last year by the Commission on Presidential Debates.

Google, the dominant Web search engine, and YouTube, the online video platform, are proposing the forum with the major party presidential candidates be held Sept. 18 at the Ernest N. Morial Convention Center, just after the parties complete their conventions in late August and early September. It would be eight days before the first scheduled presidential commission debate in Oxford, Miss. Continue reading “Slabbed Congratulates Women of the Storm and NOLA Universities on Scoring a Presidential Debate”

It’s the Dog’s Fault: State Farm & the New Fido Defense to Claims Dumping

State Farm has utterly failed in their transparent attempts to character assassinate Todd Graves, Chip Robertson and Tony DeWitt. Their forays into the sex lives of the Rigsby sisters has failed to shut them up. So what’s next? That’s right ladies and gents, lets blame the claims dumping allegations on Kerri Rigsby’s dog. Here at slabbed we’ve coined a new term for this new and stunningly brilliant legal strategy. Henceforth it is now know as the Fido defense. Mr Claimsguy do you think this dog will actually hunt?

David Rossmiller expounds this new legal theory asserting State Farm’s innocence best:

The money collected, however, appears from the testimony not to have gone directly to Kerri Rigsby but into an account for something called Payton Properties — recall that Payton is the name of her dog, and recall also that there exists an 8 by 10 photo of the dog that was produced at the deposition.  The account, it seems, was not for the dog, however, despite the name of the company. It was, however, named after the dog, of this we can be sure. Continue reading “It’s the Dog’s Fault: State Farm & the New Fido Defense to Claims Dumping”