Jim Brown

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Lee Zurik tackles favoritism in Jefferson Parish Government as he profiles John Young

Thursday, December 22nd, 2011
Baton Rouge, Louisiana


Merry Christmas Louisiana. Here’s your present from the public officials you sent to the state capitol. A big boost in your property insurance premiums! All from the same folks who have been sticking you with higher rates for years because of their poor oversight and downright incompetence. So get out your checkbook and enjoy your holidays. More increases are on the way.

Just two weeks ago, State Farm policy holders were blindsided with a whopping rate increase of as much as 14% in some parts of the state. Many customers are wondering why there was such a rate increase was implemented. The economy has stagnated, there is little inflation, and prices across the board are down. Insurance rates are dropping in many other states, but Louisiana continues to have the highest premium costs in the nation. There have been no recent serious weather related damages throughout the state. So how can an insurance company justify a rate increase during this troubling economic climate? Simply put, they did it because they can.

In the majority of states throughout the U.S., insurance companies have to file a request to raise rates before the insurance department. Actuaries and other insurance officials scrutinize these requests to be sure the rate request is justified. But not in Louisiana! Continue reading “Jim Brown”