Behind door #1 – Xactware come on down!

A number of complaints have been filed with the Justice Department regarding what appears to be an effort to fix prices in the property insurance claims repair business. It involves a company called Xactware, which is a wholly-owned subsidiary of the Insurance Services Organization.

The writer,  an independent business owner, was concerned because the practices in question impact my business, my employees and my family – raising the question:  What practices?

As a practice, insurers, through their adjusting procedures, attempt to impose compliance with these “pricelists” by contractors as a broad group. Because of Xactimate’s position in the industry, at the very least I believe they should be enjoined from presenting their data as a “pricelist”.”

Again, a question is raised: What is Xactware’s data in Xactimate if it isn’t a “pricelist”?

They produce a pricing database, which they market as a “pricelist”, which is actually a database of information of previously submitted settlement numbers for typical processes heavily dependent on “feedback” from insurance companies and from captive contractors who have agreements with those insurers to use the database as a “pricelist”. This methodology results in a self-fulfilling prophecy as insurers and their contracted companies feed back information to establish a “pricelist”…

There is also no doubt that these so-called price lists can be manipulated BOTH downwards and upwards if the client requesting the “price” has a vested interest in doing so.

But, wait, “these client” are insurers –  insurers that own a controlling interest in ISO and ISO owns Xactware. Continue reading “Behind door #1 – Xactware come on down!”

Jim Brown on churches, Louisiana politics and school house presidential speeches

Thursday, September 10, 2009
Baton Rouge, Louisiana


Remember old Capt. D.C. Boycott? Sure you do. He was the notorious Irish landlord who cut the wages of his tenant farmers and got ostracized. Since then, we regularly hear of someone proposing a “boycott.” And that’s what both the Obama critics and the Jindal belittlers are suggesting the opponents of both do this week. Obama speaking to school kids and Jindal visiting in church apparently, according to naysayers of each, will lead to some dark, obscure political agenda.

Turn off the TVs in schools and boycott the President’s talk say the right wing hysterics. And a Monroe, Louisiana Christian coalition is urging church members to stay away from Jindal’s “obviously political” trips for Sunday worship. Our kids will be indoctrinated by Obama’s magnetic pull to socialism, and Jindal will continue to use the Good Lord to further his hold on the Christian right. So do you agree? I don’t. Both sides need to lighten up.

First, the President’s “invasion” into the hearts and minds of our nation’s school children. Who even came up with this idea? Right wing Republicans are going bonkers over the thought of the President having the audacity to invade our classrooms.

Here, the words of Florida Republican Party chairman Jim Greer just a few days ago: “The idea that school children across our nation will be forced to watch the president justify his plans for government-run healthcare, banks and automobile companies, increasing taxes on those who create jobs, and racking up more debt than any other president, is not only infuriating but goes against the beliefs of the majority of Americans, while bypassing American parents through an invasive abuse of power.” I had no idea our kids could absorb all that. Continue reading “Jim Brown on churches, Louisiana politics and school house presidential speeches”